Do you really need a motor trade insurance policy?
If you are a mobile mechanic, car valeter, vehicle electrician or recovery vehicle operator - the answer is probably NO
We have a unique motor trade insurance policy designed specifically for you, covering your vehicle and all your customers' vehicles. The premium for Comprehensive cover can be as low as £181.00.
The premium is calculated on several simple factors including your own vehicle, so, provided you drive a low-rated vehicle for your work, your premium can be very cheap.
Car Valeters
Car Valeters fall into two main groups. Some car valeters are contracted to motor garages and work on other motor traders premises. Other valeters work from home or their own premises and deal directly with the public.
If you are working on the premises of other garages, you should be covered by your employers' policy. We are able to provide cover for any private work.
Car Valeters who work from home often collect and deliver cars and also own a vehicle of their own.
We can provide a Car Valeters policy that will cover your own vehicle and all your customers' cars for comprehensive cover from as little as £181.00*.
Car Valeters may also need Liability cover both for the public and employees. We can arrange this at a competitive price.
* Premium based on a 55 year old living in a rural area and owning and older group 1 car. Most Comprehensive policies are in the region of £250 to £300
Mobile Mechanics and Vehicle Electricians
Mobile Mechanics can insure their van and any customers' cars they need to drive. A 36 year old Mobile Mechanic driving a 2500cc Ford Transit - could pay as little as £306.67 for a policy which provides Fully Comprehensive Cover on his van and customers' cars. His wife can drive the van for free!
Motor Mechanics will need Liability cover - for which we can provide competitive quotations.
Have you been quoted £1000's for your Recovery Business?
If your vehicle does not carry more than two customers cars and you are not involved in scrap or salvage removal - we can possibly provide you with a Recovery Operator Policy where premiums could be as low as £350.00.
Obviously premiums depend on a recovery driver's individual circumstances and the average premium is nearer £550 - but by managing your requirements £100's can be saved by selecting the right sort of policy for your recovery business.
FURTHER DETAILS
For more information about Motor Trade Insurance specifically for Valeters or Mobile Mechanics, why not visit our sister sites:
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