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About Motor Trade Road Risks Insurance
What is it?
Simply it is a motor policy that enables a Motor Trader
to drive any vehicles he owns, is selling, or he is working on.
Cover can be Comprehensive, Third Party Fire and Theft
or Third Party Only and can include Demonstration cover
so that customers can test drive your vehicle whilst
you are with them.
Some
policies (but not all) can be extended to cover vehicles at your home -
otherwise they will cover you only whilst in the course of a
journey.
Who can buy a Motor Trade Insurance policy?
Anyone who earns an income full or part time from the motor trade, from business premises, mobile or from home eg: Valeters, Auto Electricians, Mechanics, Motor Engineers, Tuners, Panel Beaters, Windscreen Repairers, M.O.T Stations, Chip Repairers, and including anyone involved in Car Sales, Service or Repairs, Breakdown and Recovery, Car Delivery, Removal of Dents and Scratches, Auto Signwriting,
Who cannot buy a Motor Trade Insurance policy?
Someone not connected to the motor trade seeking only to insure a number of vehicles, or one highly rated vehicle cheaply. Some part time traders with some other driving jobs can be difficult.
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