Motor Trade Insurance,
Motor Traders Specialist Broker

     Click below for     
  MORE INFORMATION  

The purpose of this page is to inform you how you should be entering details of your vehicles onto the Motor Insurance Database (MID).

The Motor Insurance Database

The Motor Insurance Database (MID) has been developed by the Motor Insurers' Information Centre (MIIC) on behalf of the motor insurance industry to combat the problem of uninsured driving and the associated costs to insurers and, ultimately, all policyholders. The MIIC website has more information about the MID project.

The Database is also used to trace insurers in response to enquiries made under the Fourth EU Motor Insurance Directive. This Directive gives EU citizens the right to know the identity of a liable insurer in the event of an accident in a Member State other than the victim's own. More information is available on the MIIC website.

As a result of this Directive, since 19 January 2003 all policyholders with motor trade policies have been required by law to provide up-to-date details of the vehicles covered by their insurance, to populate the MID. Some insurers require this to be done by submission of data via the www.midupdate.com website.

The Law says that you must enter details of vehicles you intend to use on the road as soon as possible after acquisition and within no more than 14 days.

If you do not do this the Police have the power of impounding the vehicle and up to a £5,000 fine could be imposed.

It is equally important to take vehicles off the database when you sell them. If you do not you could allow a future owner to claim on your policy if he does not insure the vehicle himself.

Although there is only one MID all insurers have a different method which they wish you to use to input details. The most frequently used Road Risks Insurers’ instructions are set out below:

MMA will input the data for you. All you need do is go to http://www.mma-insurance.com/MMA_Website/products/motor/mid_quick_vehicle.aspx and list the changes. You will need only your policy number and postal code.

 

NIG NIG require you to enter details directly onto the database yourself. STEP 1 - You need to obtain a password from NIG on their Help Desk number 0845 609 0689. Have your policy number and e-mail address with you when you phone. STEP 2 - NIG will send by e-mail an Access code which will enable you to access the database and set up your initial record. You will only need this once. STEP 3 - When you have the Access code connect to www.midupdate.com and follow the simple instructions to set up your initial record and enter your current vehicles.

 

Chaucer INSURANCE The motor trade extranet from Chaucer Insurance uses the latest in technology platforms to provide an intuitive system that guides its users through all aspects of generating a quote and the management of policy holders details. To update MID information on the system please access the extranet on the following link and navigate to the MID section: https://www.chaucerextra.co.uk/register/Default.aspx

 

Highway Insurance Highway and Service would like you to submit details of changes through us. You can complete the form, Download Here, and e-mail us on MID@newberrymotortrade.co.uk